---
title: Is it mandatory to use Stripe for payments, or can the collector transfer money directly to my bank account?
---

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# Is it mandatory to use Stripe for payments, or can the collector transfer money directly to my bank account?

The use of Stripe (Arcual's payment service provider) is essential to guarantee the digital portfolio token transfer on the Arcual Blockchain and to enable the possibility of receiving resale royalties, if applicable. The platform provides multiple payment options for added convenience:

- Bank transfer payment
- Credit card payment

 

**Arcual does not charge any additional transaction fees** outside of the Stripe processing fees which apply to both credit card and bank transfer payments.

- **Credit card**: 2.9%
- **Bank transfer**: 5 GBP/USD/EUR/CHF

 

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